Can I get a do-over?

[jpub]

Managed to rear-end someone today. My car has nasty damage (which could mean the insurer writes it off, and I still owe $2k), I had to pay a $100 ticket, and
now I'm carless.

So, now I have to pay to rent a car (since my insurance doesn't cover Loss of Use, even though I thought it did), because if I don't I can't take
care of my Dad's cat properly. Probably have to pay for a cab too.

*Sigh* Today sucks epically.