Declaration of Financial Independence

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Save more for retirement. (I'm putting aside 5% of my gross pay, and the
only reason it's that low is because I'm a civil servant and thus have
an indexed pension.)

Been putting that aside into FERS..time to up it to 10 percent.

Invest in things that pay dividends. (Gold may be pretty, but it's just a
rock until you can find somebody to buy it from you. Put your money to
work instead.)

That I can do.

Share your good fortune - donate to the charity of your choice.

Can be done.

Indulge yourself. You won't be this young ever again - now is the
perfect time to do that special thing you've always wanted to do.

Might be difficult. I have been frugal for so long, the word indulge might be a problem. But we will see.
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Into terror!,  Into valour!
Charge ahead! No! Never turn
Yes, it's into the fire we fly
And the devil will burn!
- Scarlett Pimpernell