Hello Kokuten(See my PS)
Locks are not for the "honest" people, to call someone "honest" who needs a lock to keep them from taking something is orwellian "1984" style speaking and reasoning and is an insult to honest people.
It's a variation of saying bad is good and yes is no.
Calling a thief "honest" simply isn't true if a person needs a lock to keep them out they are not by definition honest.
For honest people locks are a dangerous hindrance made necessary by the large number of lazy or stupid dishonest people.
In the last 30 years I've watch a rural community go from only latching the back screen doors and leaving the keys in a tractor or 4 wheel drive in case a neighbor had an accident and needed the vehicle or telephone in an emergency such as a fallen tree or had to pull out a stuck vehicle, while your at town.
Using the reasoning about having insurance and locks are for the honest people lets replace your apartment or house's and car's expensive locks with cheap locks.
Instead of you having a $50 to $150 dollar key and lock system you now have a $3 dollar electronic "Knock Lock" all it takes to get your vehicle or into your house is a simple, short and "secret" knock.
Banks and credit card companies have taken advantage of peoples ignorance about electronic transations and are saving themselves money by only protecting your credit cards and debit cards with the security equivalence of a $3 dollar "knock lock".
I have no experience with credit cards, but in the past it has taken quite a bit of hassle to "prove" to the bank that a debit card transaction wasn't done by the valid holder. (The computer dealer debited the account 5 times for a single computer.)
Sure you can rely on the insurance the banks and credits card companies make you sure you pay for, but just wait until you spend a 3 to 7 days needing money and your accounts are dry as you try to prove you didn't make the electronic transactions that suddenly emptied them.
As Bob pointed out this type of thing has been going on for quite a while and instead of protecting your money the banks and credit card companies decided to make thier customers buy a insurance and then charge other fees and still require you to watch your money and report any thiefs within 30 days of the loss. You don't actually get 30 days to find the loss you can get as little as 5 to 7 days from the arrival of the statements.
PS
Sorry Kukoten I just reread this and it seemed sarcastic . I'm not trying to be sarcastic to you. I'm just being sarcastic at your statement.
Your statements match almost exactly what a bank said to a neighbor after they allowed someone to take his money and left him having to take out a loan to even buy gas to get to work for the 5 days it took to clear up the problem of a 1200 dollar computer costing him 6000 dollars.
Incidentally my reply was "WOW! Modern BANKS are wonderful now we have to supply the security for the money they are keeping for you.
howard melton
God bless
Locks are not for the "honest" people, to call someone "honest" who needs a lock to keep them from taking something is orwellian "1984" style speaking and reasoning and is an insult to honest people.
It's a variation of saying bad is good and yes is no.
Calling a thief "honest" simply isn't true if a person needs a lock to keep them out they are not by definition honest.
For honest people locks are a dangerous hindrance made necessary by the large number of lazy or stupid dishonest people.
In the last 30 years I've watch a rural community go from only latching the back screen doors and leaving the keys in a tractor or 4 wheel drive in case a neighbor had an accident and needed the vehicle or telephone in an emergency such as a fallen tree or had to pull out a stuck vehicle, while your at town.
Using the reasoning about having insurance and locks are for the honest people lets replace your apartment or house's and car's expensive locks with cheap locks.
Instead of you having a $50 to $150 dollar key and lock system you now have a $3 dollar electronic "Knock Lock" all it takes to get your vehicle or into your house is a simple, short and "secret" knock.
Banks and credit card companies have taken advantage of peoples ignorance about electronic transations and are saving themselves money by only protecting your credit cards and debit cards with the security equivalence of a $3 dollar "knock lock".
I have no experience with credit cards, but in the past it has taken quite a bit of hassle to "prove" to the bank that a debit card transaction wasn't done by the valid holder. (The computer dealer debited the account 5 times for a single computer.)
Sure you can rely on the insurance the banks and credits card companies make you sure you pay for, but just wait until you spend a 3 to 7 days needing money and your accounts are dry as you try to prove you didn't make the electronic transactions that suddenly emptied them.
As Bob pointed out this type of thing has been going on for quite a while and instead of protecting your money the banks and credit card companies decided to make thier customers buy a insurance and then charge other fees and still require you to watch your money and report any thiefs within 30 days of the loss. You don't actually get 30 days to find the loss you can get as little as 5 to 7 days from the arrival of the statements.
PS
Sorry Kukoten I just reread this and it seemed sarcastic . I'm not trying to be sarcastic to you. I'm just being sarcastic at your statement.
Your statements match almost exactly what a bank said to a neighbor after they allowed someone to take his money and left him having to take out a loan to even buy gas to get to work for the 5 days it took to clear up the problem of a 1200 dollar computer costing him 6000 dollars.
Incidentally my reply was "WOW! Modern BANKS are wonderful now we have to supply the security for the money they are keeping for you.
howard melton
God bless